Every industrial revolution was (and is) dependent on the convergence of multiple new technologies. The 4th Industrial Revolution, which is currently taking place, is no different. And AI is a key technology driving this revolution. While it is true that AI will replace many of the traditional banking jobs; it will also greatly enhance and augment other banking roles, improve the personalization of banking products and services, and provide your members with the next wave of financial products. AI and ML are both transformative technologies that are part of a evolving ecosystem of net new financial products. Embrace this new wave.